Chen Jian's Java Blog 

Credit card jargon

by Chen Jian


Posted on 2016-10-06 12:00 in Finance


PAN - the card number BIN - the first 6 digits of the card number, which identifies the issuer of the card   CVV -  It is on the back of your card. Normally it has 3 digits.  Providing your CVV number to an online merchant proves...


Life events

by Chen Jian


Posted on 2010-08-19 12:00 in Finance


Life events can trigger a review of insurance coverage. For example, "Just married" ,  "Starting a family" and so on.


Employer Contribution zz

by Chen Jian


Posted on 2010-08-17 12:00 in Finance


An Employer Contribution of 75% indicates that the total premium amount to be paid by the employer has been calculated on the understanding that the employer will be paying 75% of the employee-only premium. The employee will be responsible for paying the...


中国各银行有没有真正靠的住的网银?

by Chen Jian


Posted on 2010-04-23 12:00 in Finance


中国的网银的用户体验普遍比较差,这可能跟银行没有专门做软件的产品经理有关。 如果说这个还可以容忍,那各种BUG就很恶心了。 某行的网银用的是C/S程序,我一次登录时,死活登录不上,老说我密码不对;后来用另一台电脑登录,就登上了。 今天遇到的这个更搞笑。这是另一家著名银行网银给我的错误提示: "对不起,操作未成功!role.user_has_not_right_status "  


HSA Administrators

by Chen Jian


Posted on 2009-08-08 12:00 in Finance


HSA funds can be deposited with any authorized HSA administrator , regardless of which insurance company underwrites the policy


Insurer V.S. Insured

by Chen Jian


Posted on 2009-07-30 12:00 in Finance


Insurer = Insurance Company Insured = The one got insured.  Insured = PolicyHolder


Insurance Glossary Reference

by Chen Jian


Posted on 2009-07-30 12:00 in Finance


Please go to American Insurance Association http://www.aiadc.org/aiapub/landing.aspx?m=3&v=220&docid=308422


Policy & PolicyHolder

by Chen Jian


Posted on 2009-07-30 12:00 in Finance


Policy : The name generally used to mean the written contract of insurance. Policyholder : One who owns an insurance policy. A mortgage often is issued a copy of an insurance policy or certificate of insurance at the request of the insured, but it is...


Broker v.s. Agent v.s. Producer

by Chen Jian


Posted on 2009-07-30 12:00 in Finance


While brokers are traditionally described as agents of the policyholder and insurance agents as agents of insurers , this separation is more a matter of emphasis than a watertight division . Both agents and brokers often perform services such as record...


HSA & FSA

by Chen Jian


Posted on 2009-07-30 12:00 in Finance


A health savings account (HSA) , is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a High Deductible Health Plan (HDHP). The funds contributed to the account are not subject to federal income tax at...


Medical underwriting

by Chen Jian


Posted on 2009-07-30 12:00 in Finance


Medical underwriting means that an insurance company can look at your health history and medical records


HMO & PPO

by Chen Jian


Posted on 2009-07-30 12:00 in Finance


Health Maintenance Organization (HMO) : An HMO is a type of health plan that provides a network of doctors, other health care professionals, hospitals, laboratories and other related services. You usually have to select from providers within your HMO's network...


Individual Plans

by Chen Jian


Posted on 2009-07-30 12:00 in Finance


Individual Plans are a good alternative if you are not able to get coverage through your employer.


Medicare

by Chen Jian


Posted on 2009-07-30 12:00 in Finance


Medicare — a Federal program which provides medical insurance for people over 65 and for those who are permanently disabled . Contact your local Social Security Office for a copy of the current Medicare handbook. Medicaid — (Called MediCal in...


COBRA

by Chen Jian


Posted on 2009-07-30 12:00 in Finance


COBRA, or the Consolidated Omnibus Budget Reconciliation Act , was passed in 1986. COBRA contains health benefit provisions that protect one's group health insurance coverage when employment is terminated or when one loses his or her coverage for another...